Preheat oven to 400°; wash, then cut 2 peppers in half lengthwise + discard seeds; lay cut-side up in lightly oiled baking dish, season with salt/pep + bake 15-20 min until tender

Meanwhile, heat beans + rice together in a skillet over med-high 3-5 min until warm (or microwave in a covered, microwave-safe bowl about 1-2 mins)

Fill each pepper with rice and beans + top each with 1-2 tbsp cheese; bake 10-15 min or until hot + melty—nice job!