Preheat oven to 425 or air fryer to 400; arrange tots in a single layer on pan + cook 12-16 min flipping halfway through until crispy

Meanwhile, wash + dice pepper into bite size pieces

Heat 1 tbsp oil in an oven-safe skillet over high; add burgers to pan with peppers, break into large chunks + sear undisturbed 2 min; flip meat over, season generously with salt/pep + fave spices, then break into small pieces; cook 2-3 min until fully cooked; stir in beans + warm 2-3 min

Arrange tots in a single layer on top of meat + sprinkle on cheese; broil 2-3 min until melty; divide to plates-It's love at first bite.